Barbados
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Personal Banking
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Savings Accounts
Growing up with a plan for tomorrow
For youths between the ages 13 to 19 years
Saves you time and money
Helps you to build your nest egg
Shape your future
The wise investment instrument
Earn more on your Foreign Accounts
Chequing Accounts
A world of convenience and flexibity
Invest and enjoy the best of both worlds
A value package designed for persons 60 +
Life Stage Packages
Getting married?
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EBS Products
Pay bills and manage your accounts easily
Banking on the Go!
Top up your phone/friend’s phone or pay utility bills for FREE!
Where your change adds up
Make secure deposits and bill payments
EBS Products
Access accounts with your OneCard
Accessibility to your accounts made easy
Be able to accept any credit card payment
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Credit Cards
Credit Cards
Special Offers
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overview
To take you through each stage of life, as we aim to assist you with the funds you need for the things you want to do
We make it easy, quick and affordable to buy the car of your dreams
Tools & Guides
Helps you determine the loan amount that you can afford
You can calculate your business’ potential borrowing repayments
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Mortgage Centre
Republic Bank Limited can make your dream of a new home a quick and affordable reality
New Customers
Block for MM- new user mortgage process
There are three stages you must complete before owning your first home
Tools & Guides
block for MM - personal - mortgages
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Investment Products
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Personal Banking
Private Banking
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Make It Happen Loans
Let Republic Bank Make It Happen For You!
With the variety of loans and credit facilities available at Republic, it is Easy, Quick and Affordable to make your dreams become reality!
Loans for all the things you want in life
Every stage of your life is marked by a milestone. The key to progressing from one milestone to the other is having access to the tools that will help you reach your goals and to keep you moving successfully to the next stage of life.
At Republic Bank, we have created our “Make it Happen” loans to take you through each stage of life. We aim to help you with the funds you need for the things you want to do.
A loan is defined as an arrangement in which a lender like the bank gives money to you and you agree to repay the money, along with interest at some future point in time.
Let's say you would like to make a purchase and you do not have the full amount for the purchase price in cash. You can borrow money from us and sign a loan agreement which outlines the following:
1.Your monthly installment
2.The interest that will be applied to your loan
3.The period over which you will repay the loan
4.The collateral (if any) that you have promised to secure the loan
It's simple. So you can keep your savings and investments growing while you continue to “make it happen.” Perhaps an example will help.
Let's say you have $5,000 in one of our savings accounts. It's back to school time for your children and you need money to get them ready. Instead of depleting your savings, it may be a good idea to leave your money in that account and take a loan for the things you need to do.
- Buying a car
- Home improvements
- Educating your children at university
- Fixing up your car
- Making an investment
- Taking a vacation
- Buying computer equipment and software
- Consolidating existing debts
- Back to school expenses
- Buying appliances
- Wedding expenses
- Maternity expenses
- Professional expenses
- Buying furniture
When you're completing your application, your Sales Officer will help you determine the terms that best suit your financial needs.
Use our Loan Calculator to help you determine:- How much you can afford to borrow
- What your monthly payment will be
How can I benefit from taking a Make It Happen Loan?
- It’s convenient as you can access the widest network of branches and ABMs locally.
- It’s flexible regarding the amount and timing of payments to coincide with your salary.
- We offer free auto transfers on savings or chequing accounts for loan payments.
- We give you the most affordable interest rates.
- We tailor monthly installments to meet your ability to repay.
- We also offer refinancing and consolidation of debts.
- We offer group life insurance coverage at minimal costs (also available to co-borrowers).
- You can borrow against your deposits at more attractive rates.
- You can establish a good credit rating once your loan is properly serviced.
What you will need
Before visiting our branches, ensure you have the following documents:
New Borrowers?
Two (2) forms of identification
A current Job Letter
A recent payslip
A recent Utility Bill
Existing Borrowers
A recent payslip
A recent Utility Bill
