Barbados
Grenada
Guyana
Suriname
Personal Banking
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Savings Accounts
Growing up with a plan for tomorrow
For youths between the ages 13 to 19 years
Saves you time and money
Helps you to build your nest egg
Shape your future
The wise investment instrument
Earn more on your Foreign Accounts
Chequing Accounts
A world of convenience and flexibity
Invest and enjoy the best of both worlds
A value package designed for persons 60 +
Life Stage Packages
Getting married?
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EBS Products
Pay bills and manage your accounts easily
Banking on the Go!
Top up your phone/friend’s phone or pay utility bills for FREE!
Where your change adds up
Make secure deposits and bill payments
EBS Products
Access accounts with your OneCard
Accessibility to your accounts made easy
Be able to accept any credit card payment
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Credit Cards
Credit Cards
Special Offers
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overview
To take you through each stage of life, as we aim to assist you with the funds you need for the things you want to do
We make it easy, quick and affordable to buy the car of your dreams
Tools & Guides
Helps you determine the loan amount that you can afford
You can calculate your business’ potential borrowing repayments
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Mortgage Centre
Republic Bank Limited can make your dream of a new home a quick and affordable reality
New Customers
Block for MM- new user mortgage process
There are three stages you must complete before owning your first home
Tools & Guides
block for MM - personal - mortgages
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Investment Products
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Personal Banking
Private Banking
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Certificates of Deposit
The wise investment instrument
This account is designed for investors who are willing to leave their funds untouched for a fixed period while earning high interest.
Certificates of Deposit (CDs) are designed for investors who want to fix investments for a specific period to achieve better yields through competitive interest rates. These are available in:
- Trinidad & Tobago Dollars - (Minimum investment amount TT$1,000.00)
- United States Dollars - (Minimum investment amount US$1,000.00)
- Canadian Dollars - (Minimum investment amount CAD$1,000.00)
- Great Britain Pounds - (Minimum investment amount £1,000.00)
- Euro Dollars (Minimum investment amount € 1,000)
Convenient term options – 1 month, 3 months, 6 months and 12 months
TT$ Republic Certificate of Deposit
| TERM | Below $50,000 | $50,000-$99,999 | $100,000-$249,999 | $250,000-$500,000 | > $500,000 |
|---|---|---|---|---|---|
| 90 days | 0.25% | 0.25% | 0.25% | 0.35% | 0.35% |
| 180 days | 0.25% | 0.25% | 0.30% | 0.50% | 0.50% |
| 1 year | 0.50% | 0.50% | 0.60% | 1.10% | 1.20% |
| 2 years | 0.65% | 0.65% | 0.85% | 1.15% | 1.25% |
| 3 years | 0.75% | 0.75% | 0.95% | 1.20% | 1.30% |
US$ Republic Certificate of Deposit
| TERM | US$1,000 - US$9,999 | US$10,000 - US$49,999 | US$50,000 - US$99,999 | US$100,000 & OVER |
|---|---|---|---|---|
1 month |
0.05% |
0.05% |
0.05% |
0.05% |
3 months |
0.05% |
0.05% |
0.05% |
0.05% |
6 months |
0.10% |
0.15% |
0.25% |
0.35% |
12 months |
0.20% |
0.30% |
0.40% |
0.45% |
Sterling £ Republic Certificate of Deposit
Sterling £ Money Market Accounts, £3000 and over - 0.10%| TERM | RATE - £1000.00 and over |
|---|---|
3 months |
0.10% |
6 months |
0.25% |
12 months |
0.25% |
CAD Republic Certificate of Deposit
CAD Money Market Accounts, CAD3,000 and over - 0.10%| TERM | RATE - £1000.00 and over |
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3 months |
0.10% |
6 months |
0.15% |
12 months |
0.15% |
Euro € Certificate of Deposit
| TERM | €1,000 - €9,999 | €10,000 - €49,999 | €50,000 - €99,999 | €100,000 & OVER |
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1 month |
0.00% | 0.00% | 0.00% | 0.00% |
3 months |
0.00% |
0.00% | 0.00% | 0.00% |
6 months |
0.00% | 0.00% | 0.00% | 0.00% |
12 months |
0.00% | 0.00% | 0.00% | 0.00% |
What you will need
Before visiting our branches, ensure you have the following documents:
For New and Existing Republic Bank Customers
Two (2) forms of Identification (e.g. National Identification Card, Passport or Driver's Licence)
Recent Utility Bill; Authorization Letter and copy of owner’s ID, if the utility bill is not in your name
Job Letter
Pay slip
Reference Letter (In some cases)
Required Deposit for opening
To ensure that you have all the documents needed to open the account, kindly contact any one of our conveniently located branches before your appointment date. Our friendly branch staff will be happy to assist you.
For Non-Residents or Foreign Based Nationals
Where applicable, Work Permit/ CSME Certificate/ Other official document granting permission for employment/ Letter of enrollment/acceptance from Institution in Trinidad & Tobago (for Students only) *Start-up entity refers to entities which have been in operation for less than three (3) years.
Two (2) forms of valid photographic ID
Utility Bill in the customer’s name valid for three (3) months (Telephone, Electricity, Water, Cable/Internet)
N.B. Where the utility bill is not in the customer’s name, the customer can submit the lease agreement, where available, or a letter from the landlord addressed to the Bank.
Proof of income:
- Salaried individuals - Job Letter and a recent payslip dated within the last three (3) months
- Self-Employed individuals will be required to submit further financials;
- Up-to-date Audited Financial Statements (for the last three (3) years) OR
- Management Accounts (for the last three(3) years) OR
- Statement of Affairs and Statement of Income & Expenditure (these are available at the Sales Department upon request)
- For a start-up entity*: An opening Balance Sheet & Cash Flow projections
Where applicable, Work Permit/ CSME Certificate/ Other official document granting permission for employment/ Letter of enrollment/acceptance from Institution in Trinidad & Tobago (for Students only) *Start-up entity refers to entities which have been in operation for less than three (3) years.
