Republic Bank International VISA Platinum Card

You can earn Bonus Points every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card, the more Bonus Points you accumulate and the more Bonus Points you have, the more you save!

Get the flexibility to redeem your Bonus Points for travel on any airline at any time or for rebates and discounts at over 400 merchant outlets for: furniture & appliances, medical assistance & supplies, gym membership, warehouse shopping, utilities, department stores, shoe stores, jewellery, gifts, perfumeries, restaurants and much more!

Get one (1) Bonus Point for every TT$50/US$15 spent. Plus, Republic Bank Bonus Points are valid for three (3) years!

You get up to 50 days INTEREST-FREE CREDIT, once your outstanding balance is repaid in by the payment due date, depending on the date of purchase.

Republic Bank Visa Platinum cardholders, their spouses and dependant children under 23 years of age with this benefit will be automatically covered worldwide against accidental bodily injuries, which are the sole cause of loss of life or dismemberment while traveling, boarding or descending from an aircraft operated by a scheduled airline* licensed to carry passengers for hire on a regularly scheduled flight, or a maritime or land conveyance operated by a licensed common carrier duly authorized to transport passengers, provided the full travel fare has been paid with the cardholder’s valid Republic Bank Visa platinum Credit Card.

* “Scheduled Airline” means an airline listed in the Official Airline Guide or ABC World Airways Guide where the air carrier holds a certificate, licence,or similar authorization for scheduled air transportation issued by the relevant authorities of the country in which the aircraft is registered, and in accordance with such authorization, maintains and publishes schedules and tariffs for passenger service between named airports at regular and specific times.

For more detailed information visit www.visa-platinum.com

Republic Bank Visa Platinum Credit Card cardholders get auto rental Insurance at no additional cost each time they rent an automobile using their Republic Bank Visa Platinum Credit Card card. The cardholder must decline the Collision Damage Waiver (CDW/LDW) or similar coverage offered by the auto rental company. Coverage is offered by Chartis AIG and covers Republic Bank Visa Platinum Credit Card cardholders up to the actual cash value of the vehicle, the cost of repairs or replacement value of the rental vehicle while said vehicle is in the cardholder’s possession.

The following specific costs are included in the policy:

• Damage due to collision
• Theft of vehicle and related charges
• Malicious vandalism charges
• Loss due to accidental fire as long as the liability rests with the cardholder

To be eligible for this insurance coverage:

• Republic Bank Visa Platinum Credit Card Credit Cardholders must reserve and pay for the entire cost of the auto rental with their Republic Bank Visa Platinum Credit Card Credit Card
• All drivers authorised to operate the rental vehicle in accordance with the rental car agreement should be covered.
• No person other than the cardholder or other authorised drivers shall have any legal or equitable right, remedy, or claims of insurance proceeds and/or damages under or arising out of this coverage.

If you are unable to decline the auto rental company coverage, the coverage will be “secondary” to the auto rental company coverage and will be responsible for any gap between the auto rental company coverage and the damages for which you are responsible.

For more detailed information visit www.visa-platinum.com

1. Emergency medical expenses, which are incurred for treating an accident or medical emergency;
2. Emergency dental treatment expense, which arises from an accidental injury to healthy and natural teeth;
3. Prescription expenses, prescribed by a licenced physician, which are incurred for treating an accident or medical emergency* that is covered under IEMS.

1. Emergency medical evacuation;
2. Repatriation of mortal remains;
3. Repatriation of beneficiary;
4. Early return or extended stay;
5. Return of an elderly dependent or economic dependent;
6. Convalescence;
7. Companion to bedside.

Please be aware that the benefit amounts for the IEMS are different and that there are restrictions of services and benefits related to international sanctions laws before planning your trip. If you have any questions as to the availability of services prior to your trip, please contact us at our customer center telephone numbers 1-800-396 9665 (USA and Canada), and 1-303-967-1098 (other countries). Calls can always be made by collect call.

*Emergency as described above.

Republic Bank Visa Platinum Cardholders who purchase the full cost of their international tickets with their card are eligible for this benefit. Conditions are only valid for an eligible trip for up to sixty (60) consecutive days from the departure of country of residence or country of card issuance of such eligible trip.

For more details visit - www.visa-platinum.com

Visa Luxury Hotel Collection, a hand-selected portfolio developed exclusively for Visa Platinum, Visa Signature and Visa Infinite cardholders, comprises some of the world's most intriguing and prestigious properties. Gathered together by Visa invitation and appraised annually, all properties, from boutique gems to world-famous hotels, provide guests an exclusive, unique collection of benefits, specially designed to offer an unparallelled experience.

• Visa Luxury Hotel Collection offers Republic Bank Visa Platinum cardholders the most complete benefit programme for the world's best hotels:
• The best available rate
• Automatic room upgrade upon arrival when available
• Complimentary continental breakfast
• 3pm check-out when available
• VIP guest status
• $25 food or beverage voucher
• Free in-room internet or valet parking
• Personal Concierge Service which provides the cardholder with information and assistance he or she may require when travelling. This is available 24/7, 365 days a year. Services provided include shipping gifts, purchasing tickets, reserving rooms, renting vehicles or obtaining reservations at the best restaurants.

Visa Concierge Service provides you exceptional services for free and in your language so you can save valuable time and money. Use it to confirm flights, reserve a table in the best restaurant of the city or send gifts to the family. Call your Personal Assistant Visa Concierge directly from the phone number shown in the back of your card or call the Visa Platinum Assistance Center.

BalanceCover provides credit card balance coverage for your credit card outstanding balance and repays or reduces your credit card debt in case of death or disability.

• No occupational limits
• No medical exams
• All official cardholders on the same account are covered for the cost of one

• Coverage from 18-70years
• Premiums minimal, $4.40 per $1,000
• $25,000 lump sum payment in the event of accidental death

Death benefit
Each insured cardholder shall be insured for the amount equal to the total amount outstanding on his/her credit card at the date of death.

Accidental Death benefit
In the event of accidental death, an additional amount of $25,000 will be paid to the insured cardholder's estate. For more information on the terms and conditions and how to enrol, call 627 3348 or come into any of our branches.

Republic Bank Visa International Platinum Credit Card cardholders with this coverage can benefit from the security and safety offered through Visa Purchase Protection, an insurance programme. If something you bought with your card is damaged or stolen within 45 days of purchase, chances are you’re protected.Most new purchases are covered against theft or damage for a full 45 days from the date of purchase.

For more information visit www.visa-platinum.com

As a Republic Bank Visa International Platinum Credit Card cardholder with this benefit you have Extended Warranty protection which doubles the free repair period under the original manufacturer’s written repair warranty or store warranty up to one additional year on eligible products with manaufacturer’s warranties of three months or more, or three years or less. The item must be purchased entirely with your eligible Visa card.

For more information visit www.visa-platinum.com