Republic Bank International Visa Gold

Visa Price Protection Up to US$400 per account per year

The Visa Price Protection Programme helps you get the best price you can find on most products you buy with your Republic Bank International Visa Gold Credit Card. Simply pay for the entire cost of the product with your eligible card and if, within 30 days of the date you purchased the product, you see either a printed advertisement or non-auction internet advertisement for the same product (same model number and same model year) by the same manufacturer, in the same market*, for a lower price, Visa will refund you the difference, up to US$400 per account per 12-month period. Conditions apply.

*Same market is defined as same country and within 100 kilometers of point of purchase. For the US, it will mean the 48 contiguous states. Alaska, Hawaii and other US territories will be treated separately.

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Visa Purchase Protection up to US$1,000 per account per year

Republic Bank International Visa Gold Credit Card cardholders can benefit from the security and safety offered through the Visa Purchase Protection Insurance Programme, if something you bought with your card is damaged or stolen within 45 days of purchase.
Most new purchases are covered against theft or damage for a full 45 days from the date of purchase. Conditions apply.

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Extended Warranty Protection up to US$5,000 per account per year

Republic Bank International Visa Gold Credit Card cardholders can benefit from Extended Warranty Protection, which doubles the free repair period under the original manufacturer’s written repair warranty or store warranty up to 1 additional year on eligible products with manufacturers warranties of 3 months or more, or 3 years or less.
The item must be purchased entirely with your eligible Republic Bank International Visa Gold Credit Card. Conditions apply.

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You can earn Bonus Points every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card, the more Bonus Points
 you accumulate and the more Bonus Points you have, the more you save!

Get the flexibility to redeem your Bonus Points for travel on any airline at any time or for rebates and discounts at over 400 merchant outlets for: furniture & appliances, medical assistance & supplies, gym membership, warehouse shopping, utilities, department stores, shoe stores, jewellery, gifts, perfumeries, restaurants and much more!

Get one (1) Bonus Point for every TT$50/US$15 spent. Plus, Republic Bank Bonus Points are valid for three (3) years!

You get up to 50 days INTEREST-FREE CREDIT, once your outstanding balance is repaid in by the payment due date, depending on the date of purchase.

Coverage for up to the full cost of repair or replacement of a rental vehicle. Applies in USA and Canada.

Your Republic Bank International Visa Gold Credit Card gives you peace of mind and saves you money by providing this free insurance coverage every time you use your card to rent a car.

What are the benefits and who is covered?
This coverage applies anywhere in the world, including your country of residence in Latin America and the Caribbean (where allowed by local laws) and will be in effect while the vehicle is in the possession of any authorised driver specifically mentioned in the car rental agreement.

Coverage also applies to car rentals that are redeemed with points generated through Visa card loyalty programmes, provided all taxes and surcharges are paid with the Republic Bank International Visa Gold Credit Card.

What types of rental vehicles are covered?
Most rental automobiles are covered, including some luxury vehicles such as BMW and Mercedes Benz. If you have any questions regarding a specific vehicle, call the Visa Customer Service Center.

What is the first thing I should do if I am involved in an accident or the rental car is stolen?
Speak to the car rental company and be sure to obtain a copy of all documents related to the accident or theft, including the accident report form, a copy of the car rental agreement (front and back), police report (if any) and any other pertinent documents.

What do I need to do to submit a claim to Visa?
You must notify Visa within 30 days or your claim will not be processed. In addition to all documents indicated above, you must submit proof that the full price of the car rental was paid with the International Visa Gold Credit Card.

Visa does not provide insurance. Insurance is provided by third parties. For definitive information about the scope and limitations of each insurance product, please refer to the policy issued by the insurer.

• Notify Visa within 30 days
• Submit copy of all documents related to the accident or theft
• Submit proof that the full price of the car rental was paid with the International Visa Gold Credit Card

BalanceCover provides credit card balance coverage for your credit card outstanding balance and repays or reduces your credit card debt in case of death or disability.

• No occupational limits
• No medical exams
• All official cardholders on the same account are covered for the cost of one

• Coverage from 18-70 years
• Premiums minimal, $4.40 per $1,000
• $25,000 lump sum payment in the event of accidental death

Death benefit
Each insured cardholder shall be insured for the amount equal to the total amount outstanding on his/her credit card at the date of death.

Accidental Death benefit
In the event of accidental death, an additional amount of $25,000 will be paid to the insured cardholder's estate.