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Savings Accounts
Growing up with a plan for tomorrow
For youths between the ages 13 to 19 years
Saves you time and money
Helps you to build your nest egg
Shape your future
The wise investment instrument
Earn more on your Foreign Accounts
Chequing Accounts
A world of convenience and flexibity
Invest and enjoy the best of both worlds
A value package designed for persons 60 +
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Getting married?
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Electronic Banking
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EBS Products
Pay bills and manage your accounts easily
Banking on the Go!
Top up your phone/friend’s phone or pay utility bills for FREE!
Where your change adds up
Make secure deposits and bill payments
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Access accounts with your OneCard
Accessibility to your accounts made easy
Be able to accept any credit card payment
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Credit Cards
Credit Cards
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overview
To take you through each stage of life, as we aim to assist you with the funds you need for the things you want to do
We make it easy, quick and affordable to buy the car of your dreams
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Helps you determine the loan amount that you can afford
You can calculate your business’ potential borrowing repayments
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Mortgages
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Mortgage Centre
Republic Bank Limited can make your dream of a new home a quick and affordable reality
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There are three stages you must complete before owning your first home
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Investments
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Investment Products
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Premium Services
Whether you are shopping online or travelling the world a Republic Bank International MasterCard Classic Credit Card makes shopping and settling your expenses easier for you.
- Product Features and Benefits
- Exclusive Discounts
- Rates and Fees
- How to Apply
- Conditions of Use
- Sanctioned Countries
Republic Bank has the latest in credit card technology. Our Chip and PIN credit cards are the first with this technology to be introduced in the English-speaking Caribbean.
Chip and PIN technology has many benefits:- It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
- The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
- The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
- These cards are also globally accepted, including in Europe and in the UK.
Anytime, anywhere, you can earn Bonus Points every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card, the more Bonus Points you accumulate and the more Bonus Points you have, the more you save!
Get the flexibility to redeem your Bonus Points for travel on any airline at any time or for rebates and discounts at over 400 merchant outlets for: furniture & appliances, medical assistance & supplies, gym membership, warehouse shopping, utilities, department stores, shoe stores, jewellery, gifts, perfumeries, restaurants and much more!
Get one (1) Bonus Point for every TT$50.00/US$15.00 spent. Plus, Republic Bank Bonus Points are valid for three (3) years!
You get up to 50 days INTEREST-FREE CREDIT, once your outstanding balance is repaid in by the payment due date, depending on the date of purchase.
BalanceCover provides credit card balance coverage for your credit card outstanding balance and repays or reduces your credit card debt in case of death or disability.
How it works- No occupational limits
- No medical exams
- All official cardholders on the same account are covered for the cost of one
Key Benefits
- Coverage from 18-70years
- Premiums minimal, $4.40 per $1,000
- • $25,000 lump sum payment in the event of accidental death
Death benefit
Each insured cardholder shall be insured for the amount
equal to the total amount outstanding on his/her credit
card at the date of death.
Accidental Death benefit
In the event of accidental death, an additional amount of
$25,000 will be paid to the insured cardholder's estate
For more information on the terms and conditions and how to enrol, call 627 3348 or come into any of our branches.
MasterTravel Insurance*
Standard MasterCard™ cardholders, their spouse/domestic partner and dependent children can benefit from comprehensive travel accident insurance coverage offered through MasterTravel™.
Who Is Covered:
Republic Bank International MasterCard Credit Card cardholders, the cardholder's spouse/domestic partner, infants and dependent children, whether travelling together or separately.
To Get Coverage:
Coverage is provided automatically when the entire cost of the common carrier passenger fare has been charged to your eligible Republic Bank International MasterCard Credit Card and/or has been acquired with points earned by an eligible Rewards Programme associated with your card (i.e. mileage points for travel). In order to be eligible for coverage cardholder must pay all associated taxes, shipping & handling fees and any other required fees to your eligible Republic Bank International MasterCard Credit Card.
The Kind of Coverage you Receive:
MasterTravel provides Common Carrier Travel Accident Insurance coverage against Accidental Death, Dismemberment (including loss of sight, speech & hearing) or Paralysis, while traveling on a Common Carrier if tickets are purchased with your card.
- The maximum Principal Benefit provided for Covered Trips on a Common Carrier is up to USD† 75,000 per person.
- Infants, as defined in the key terms and definitions section, are covered with a benefit of 25% of maximum Principal Benefit with a limit of USD† 50,000 where local regulations allow.
- A trip commences when the Insured Person boards a Common Carrier for the purpose of going on such trip and continues until such time as the Insured Person alights (departs) from the Common Carrier.
What Are The Benefits – Common Carrier Travel Accident:
Coverage is provided for accidental death, paralysis and dismemberment(s) including loss of sight, speech, hearing while riding as a passenger in or on, boarding or alighting from a common carrier.
- The maximum principal benefit amount provided is US$250,000 per person.
- The benefit for infants* is 25% of the maximum principal benefit with a limit of US$50,000, where local regulations allow.
- In the event of an accidental death while on a covered trip, you and your eligible family members can receive the maximum principal benefit amount.
- For a covered loss with common carrier travel accident only, benefits are provided as a percentage of the maximum principal benefit amount per the *Schedule of Losses.
What do I need to be eligible?
You must possess a valid and active Republic Bank International MasterCard Credit Card and use it to purchase the entire travel fare(s).
Hertz Discounts*
Get up to 15% discount on Hertz Rentals* (Available in the US, Europe, Latin America, Australia, New Zealand, Africa, Middle East and Japan – the discount may vary per country. Ensure that you have the special discount code and that bookings are made through Lazzari & Sampson.
COLFIRE Discounts
Discount is applicable once the individual is paying with his/her Republic Bank International Credit Card for their full annual premium with COLFIRE and that the Cardholder is also the Insured.
- Get 20% discount when you pay with your Republic Bank Credit Card.
- 20% Republic Bank Mortgagor Discount (client must have a vehicle loan with Republic Bank where a mortgage bill of sale (MBS) is held for the vehicle)
- The cardholder’s name must match the name on the insurance policy.
- The discount is facilitated if the payment is made through a COLFIRE Branch.
- Discount is applicable to private vehicle insurances.
Please note however, that COLFIRE policyholders are entitled to their Safe Driver Discount (NCD) and any other three (3) discounts they qualify for (Republic Bank Credit Card discount included). For more information call: 800-QUOTE.
AEROPOST Discounts
Exclusive Offer to Republic Bank Credit Cardholders
- US$3.00 Flat Rate (per pound)
- US$1.95 per pound (packages 35lbs and up)
- 24/7 Online Tracking
- Free Delivery (visit www.areopost.com/rbl for more information)
- Free Smartphone App
- Free Returns
Massy United Insurance
Get up to 45% Discount from Massy United Insurance
- 25% Republic Bank Credit Card Discount (client must pay premium with their Republic Bank International Credit Card)
- 20% Republic Bank Mortgagor Discount (client must have a vehicle loan with Republic Bank where a mortgage bill of sale (MBS) is held for the vehicle)
- Free Special Perils
- Free United Assist (Roadside Assistance)
- $3,000 free Windscreen cover (ALL private vehicles – New and Roll On Roll Off)
- Free Hospitalisation Benefit
- Limits of Liability – Twice legislative requirements
- Private Rates for Private Use “T” Vehicles
- Free Loss of Use in the First Year
- No Claim Discount*
For more information, contact Massy United
Insurance at
Tele: 625-0538/0317, 627-7530/7115
Email: Trinidad@massyunitedinsurance.com
Type of credit card | Annual membership fee for main applicant | Annual membership fee for co-applicant | Card replacement fee lost/stolen /damaged |
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Republic Bank International Visa Classic Credit Card | US$25.75 | US$13.00 | US$5.75 |
Republic Bank International MasterCard Classic Credit Card | US$25.75 | US$13.00 | US$5.75 |
Republic Bank / TSTT International Visa Classic Credit Card | US$25.75 | US$13.00 | US$5.75 |
Republic Bank International Visa Gold Credit Card | US$34.50 | US$23.00 | US$5.75 |
Republic Bank / AAdvantage Standard Credit Card | US$50.00 | US$34.00 | US$28.00 |
Republic Bank / AAdvantage Gold Credit Card | US$60.00 | US$40.00 | US$28.00 |
Republic Bank / AAdvantage Visa Infinite Credit Card | US$150 | No charge | US$50.00 |
Republic Bank International Platinum MasterCard Credit Card | US$75.00 | US$50.00 | US$30.00 |
Republic Bank International Visa Platinum Credit Card | US$75.00 | US$50.00 | US$30.00 |
Republic Bank International Visa Signature Credit Card | US$100 | No charge | US$30.00 |
Interest rate | 2% per Month |
Over limit Fee* | 5% of the amount in excess minimum US$10.00 |
Past due fee | US$8.00 / TT$52.00 |
Cash advance fee | 3 % of amount advanced |
*This fee does not apply to Republic Bank International Visa Signature Credit Card
No interest will be payable on any amounts debited to the credit card account if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements.
Other fees associated with credit cards are available upon request.
Before visiting our branches, ensure you have the following documents:
Copies of two (2) forms of valid photographic identification - Passport, National Identification card or Driver's Permit (if it is expired, it is not valid)
Salaried – Job letter (original- not older than 3 months) and copy of pay slip (not older than 3 month)
Self employed - up to date financial statements
- Up to date Audited Financial statements (for the last 3 years) for the business or Management accounts (for the last 3 years) for the business
- Statement of Affairs Form
- Income and Expenditure Form
As at 10th January 2017, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions, that restrict the use of VISA/MasterCard products.
- Burma (Myanmar)
- Iran
- Sudan
- Syria
- North Korea
Contact Us
You can reach us anytime at:
+1 (868) 623-4RBL
Credit Cards
- Republic Bank Credit Cards
- Republic Bank / TSTT International Visa Credit Card
- Republic Bank Visa Classic International Credit Card
- Republic Bank International VISA Platinum Credit Card
- Republic Bank International Visa Gold Credit Card
- Republic Bank Visa International Signature Credit Card
- Republic Bank International MasterCard Credit Card
- Republic Bank International MasterCard Platinum Credit Card
- Republic Bank / AAdvantage Mastercard Credit Card
- Republic Bank / AAdvantage MasterCard Gold Credit Card
- Republic Bank / AAdvantage Visa Infinite Credit Card
MasterCard
24/7 toll free assistance with emergency card replacement, emergency cash replacement and lost /stolen card reporting ,call 1-800-MC-ASSIST or the specific MasterCard Global Service™ toll-free number for your country, or call collect to the United States at 1-636-722-7111.
Call Republic Bank Customer Service Department at 627 3348
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