Make It Happen Loans

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Let Republic Bank Make It Happen For You!

With the variety of loans and credit facilities available at Republic, it is Easy, Quick and Affordable to make your dreams become reality!

Loans for all the things you want in life
Every stage of your life is marked by a milestone. The key to progressing from one milestone to the other is having access to the tools that will help you reach your goals and to keep you moving successfully to the next stage of life.

At Republic Bank, we have created our “Make it Happen” loans to take you through each stage of life. We aim to help you with the funds you need for the things you want to do.

What is a loan?

A loan is defined as an arrangement in which a lender like the bank gives money to you and you agree to repay the money, along with interest at some future point in time.

Why would I need a loan?

Let's say you would like to make a purchase and you do not have the full amount for the purchase price in cash. You can borrow money from us and sign a loan agreement which outlines the following:
1.Your monthly installment
2.The interest that will be applied to your loan
3.The period over which you will repay the loan
4.The collateral (if any) that you have promised to secure the loan

Why would I take a loan when I already have the money?

It's simple. So you can keep your savings and investments growing while you continue to “make it happen.” Perhaps an example will help.
Let's say you have $5,000 in one of our savings accounts. It's back to school time for your children and you need money to get them ready. Instead of depleting your savings, it may be a good idea to leave your money in that account and take a loan for the things you need to do.

Why would I take a Make It Happen Loan?
  • Buying a car
  • Home improvements
  • Educating your children at university
  • Fixing up your car
  • Making an investment
  • Taking a vacation
  • Buying computer equipment and software
  • Consolidating existing debts
  • Back to school expenses
  • Buying appliances
  • Wedding expenses
  • Maternity expenses
  • Professional expenses
  • Buying furniture
What about monthly installments?

When you're completing your application, your Sales Officer will help you determine the terms that best suit your financial needs.

Use our Loan Calculator to help you determine:
  • How much you can afford to borrow
  • What your monthly payment will be

How can I benefit from taking a Make It Happen Loan?

  • It’s convenient as you can access the widest network of branches and ABMs locally.
  • It’s flexible regarding the amount and timing of payments to coincide with your salary.
  • We offer free auto transfers on savings or chequing accounts for loan payments.
  • We give you the most affordable interest rates.
  • We tailor monthly installments to meet your ability to repay.
  • We also offer refinancing and consolidation of debts.
  • We offer group life insurance coverage at minimal costs (also available to co-borrowers).
  • You can borrow against your deposits at more attractive rates.
  • You can establish a good credit rating once your loan is properly serviced.
What you will need

Before visiting our branches, ensure you have the following documents:

New Borrowers?

Two (2) forms of identification
A current Job Letter
A recent payslip
A recent Utility Bill

Existing Borrowers

A recent payslip
A recent Utility Bill

Find the nearest branch
Contact us
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