Deposits & Investments Rates & Charges

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TT$ Chequing and Savings Accounts


RightStart

Interest Rate Service Fees Guide
Current rate: 0.15% paid on the last day of the month on minimum monthly balances of $20.00 or more. No Monthly Maintenance Fees

Cost of ABM withdrawals at Republic Bank ABMs:

  • Approved- $0.75
  • Declined - $0.75

ABM Transactions at other banks:

  • Approved Cash Withdrawal - $4.00
  • Declined Cash Withdrawal - $1.15
  • Approved Balance Enquiry - $0.75
  • Declined Balance Enquiry - $0.75

Teller fee of $3.00 apply. Customer allowed one (1) FREE cash withdrawal at the teller per month thereafter, the teller fee will be charged.

RS Teen

Interest Rate Service Fees Guide
Current rate: 0.15% paid on the last day of the month on minimum monthly balances of $20.00 or more.

No Monthly Maintenance Fees

Cost of ABM withdrawals at Republic Bank ABMs:
  • Approved- $0.75
  • Declined - $0.75
ABM Transactions at other banks:
  • Approved Cash Withdrawal - $4.00
  • Declined Cash Withdrawal - $1.15
  • Approved Balance Enquiry - $0.75
  • Declined Balance Enquiry - $0.75

Teller fee of $3.00 apply. Customer allowed one (1) FREE cash withdrawal at the teller per month thereafter, the teller fee will be charged.

Career Builder

Interest Rate Service Fees Guide

For young working adult: 0.15% on balances of $500 or more
For Students: tiered interest rates under $500- nil
$500 to $99,999- 0.15%
$100,000 to $249,999- 0.20%
$250,000 and over- 0.35%

A flat monthly fee of $12.01 entitles you to unlimited deposits (ABM and teller fees may apply)

Teller fee of $3.00 apply. Customer allowed one (1) FREE cash withdrawal at the teller per month thereafter, the teller fee will be charged.

Savings Plus

Interest Rates Service Fees
Current Rate: 0.15% paid on the last working day of month on balances of $500.00 or more.

Two FREE debits per quarter. If you exceed this limit, you have to pay a fee of $4 per extra debit (ABM, POS and Teller Fees may apply). This fee is applied on the 24th of March, June, September and December.

Cost of ABM transactions at other banks:

  • Approved cash withdrawal - $4.00
  • Declined cash withdrawal - $1.15
  • Approved Balance Enquiry - $0.75
  • Declined Balance Enquiry - $0.75

TimeSaver

Interest Rate Service Fees Guide
Current Rate: 0.15% paid quarterly on the 24th of March, June, September and December on balances of a $100.00 and over A flat monthly service fee $15.01 is charged on the 24th of every month. If your account is overdrawn, you will be charged $30 and will continue to be charged every thirty (30) days until your account balance returns to a credit position.

Cost of ABM withdrawals at Republic Bank ABMs:

  • Approved- $0.75
  • Declined - $0.75

Cost of ABM transactions at other banks:

  • Approved cash withdrawal - $4.00
  • Declined cash withdrawal - $1.15
  • Approved balance enquiry - $0.75
  • Declined balance enquiry - $0.75

Teller fee of $3.00 apply. Customer allowed one (1) FREE cash withdrawal at the teller per month thereafter, the teller fee will be charged.

Personal Interest Chequing Account

Interest Rates Service Fees
Current rate: 0.15% paid on minimum monthly balances of $500.00 or more.

You only pay a flat fee of $20.01 for twelve (12) debits. If you make additional withdrawals, you must pay $1.30 per debit. Fees are applied on the 27th of the month.

Cost of ABM transactions at other banks:

  • Approved cash withdrawal - $4.00
  • Declined cash withdrawal - $1.15
  • Approved balance enquiry - $0.75
  • Declined balance enquiry - $0.75
Cheque Book Fees:

Regular cheque books

  • 2 x 25 - $29.00
  • 4 x 25 - $42.00

Duplicate cheque books

  • 2 x 25 - $42.00
  • 4 x 25 - $59.00

Optimizer

Interest Rates Service Fees

Below $15,000 - Nil

$15,000 to $49,999.99 - 0.15%

$50,000 to $99,999.99 - 0.15%

$100,000 to 249,999.99 - 0.20%

$250,000 and over - 0.35%

You can conduct unlimited transactions for a flat monthly service fee of $10.01. If your balance falls below $15,000 at any time within the month, you will be charged a fee of $20.01 for twelve (12) debits only. If you exceed this limit, you will be charged a fee of $1.30 per debit. These fees will be applied on the last working day of the month.

Cost of ABM transactions at other banks:

  • Approved cash withdrawal - $4.00
  • Declined cash withdrawal - $1.15
  • Approved balance enquiry - $0.75
  • Declined balance enquiry - $0.75
Cheque Book Fees:

Regular cheque books

  • 2 x 25 - $29.00
  • 4 x 25 - $42.00

Duplicate cheque books

  • 2 x 25 - $42.00
  • 4 x 25 - $59.00

Major League

Interest Rates Service Fees

Below $1,000 - Nil

$1,000 to $4,999.99 - 0.15%

$5,000 to $14,999 - 0.15%

$15,000 to $49,999.99 - 0.15%

$50,000 to $99,999.99 - 0.15%

$100,000 to $249,999.99 - 0.20%

$250,000 & above - 0.35%

If you maintain a minimum balance of $15,000, you pay no monthly service fee. However, if your minimum balance falls below $15,000, you will be charged a flat monthly fee of $11.01. This fee is applied on the 27th of the month.

Cost of ABM transactions at other banks:

  • Approved cash withdrawal - $4.00
  • Declined cash withdrawal - $1.15
  • Approved balance enquiry - $0.75
  • Declined balance enquiry - $0.75
Cheque Book Fees:

Regular cheque books

  • 2 x 25 - $29.00
  • 4 x 25 - $42.00

Duplicate cheque books

  • 2 x 25 - $42.00
  • 4 x 25 - $59.00

TT$ Republic Certificate of Deposit

TERM Below $50,000 $50,000-$99,999 $100,000-$249,999 $250,000-$500,000 > $500,000
90 days 0.25% 0.25% 0.25% 0.35% 0.35%
180 days 0.25% 0.25% 0.30% 0.50% 0.50%
1 year 0.50% 0.50% 0.60% 1.10% 1.20%
2 years 0.65% 0.65% 0.85% 1.15% 1.25%
3 years 0.75% 0.75% 0.95% 1.20% 1.30%

US$ Republic Certificate of Deposit
TERM US$1,000 - US$9,999 US$10,000 - US$49,999 US$50,000 - US$99,999 US$100,000 & OVER

1 month

0.05%

0.05%

0.05%

0.05%

3 months

0.05%

0.05%

0.05%

0.05%

6 months

0.10%

0.15%

0.25%

0.35%

12 months

0.20%

0.30%

0.40%

0.45%

Sterling £ Republic Certificate of Deposit

 Sterling £ Money Market Accounts, £3000 and over - 0.10%
TERM RATE - £1000.00 and over

3 months

0.10%

6 months

0.25%

12 months

0.25%

CAD Republic Certificate of Deposit

CAD Money Market Accounts, CAD3,000 and over - 0.10%
TERM RATE - £1000.00 and over

3 months

0.10%

6 months

0.15%

12 months

0.15%

US$ Accounts
Type of account RATE - Interest Rates RATE - Service Fees
Regular Savings
  • $500 to $9,999 - 0.05%
  • $10,000 to $49,999 - 0.05%
  • $50,000 to $99,999 - 0.05%
  • $100,000 & Over - 0.05%
  • Two (2) FREE withdrawals monthly
  • For each additional withdrawal, a fee of US$2.50 applies
Money Market Account
  • Interest is calculated on cleared balances of US$3,000 and over, and credited to account monthly, on the 27th day of each month - 0.05%
  • Flat monthly fee of US$23.00
  • For each debit transaction, a fee of US$1.15 applies

Euro € Money Market Account

Minimum Opening Balance Euro 3,000
Type of account RATE - Interest Rates RATE - Service Fees
Money Market Account

  • €0.00 - €499.99 - 0.00%

  • €500.00 - €999.00 - 0.00%

  • €1,000.00 - €49,999.99 - 0.00%

  • €50,000.00 - €99,999.99 - 0.00%

  • €100,000.00 and over - 0.00%

Interest calculated DAILY on cleared balances and credited on 27th monthly.
  • Flat monthly fee of €11.50 for accounts opened under a company name
  • Companies will be allowed three (3) withdrawals per month
  • Each additional withdrawal will cost Є5.50
  • No monthly fee will be applied for accounts opened by Individuals
  • Individual accounts will be allowed free withdrawals (i.e. there is no limit for withdrawing)

Euro € Certificate of Deposit
TERM €1,000 - €9,999 €10,000 - €49,999 €50,000 - €99,999 €100,000 & OVER

1 month

0.00% 0.00% 0.00% 0.00%

3 months

0.00%

 0.00% 0.00% 0.00%

6 months

 0.00% 0.00% 0.00% 0.00%

12 months

0.00% 0.00% 0.00% 0.00%
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